Short-term credit · Salaried professionals · India
Short money, for a short while.
₹5,000 to ₹1,00,000. Most decisions inside 30 minutes, repaid over up to 180 days, and cleared early at no extra cost.
2 minutes. A soft check that does not affect your credit score.
We have your details and started the check.
Matched against your PAN.
Six months of statements, read with your consent.
₹50,000 over 90 days, ready to accept.
₹44,100 sent to your bank account.
Autopay set. Clear it early at no charge.
Figures are an illustration. Your rate depends on your credit profile. Loans are issued by Tek Hire Purchase & Leasing Private Limited, RBI registration B-14.03492.
50,000+
borrowers served
₹5k–₹1L
loan size
30 min
to most decisions
180 days
maximum tenure
Loan calculator
Work out what it costs
Amount
Tenure
Selected
₹30,000 · 30 days
Repayment window
Day 0 to day 30 of a possible 180 · due 7 October 2026
Drag, scroll or tap a value to change it.
Repayment schedule
Due in full on 7 October 2026
₹39,000An illustration at the maximum processing fee. Your own rate is confirmed on the offer before you accept it.
One loan, whatever the reason
The application is identical for all of them. You tell us the purpose so we can size the offer sensibly.
Personal and household
Home repairs, a school fee, a deposit, a gap between salaries. The most common reason people come to us, and the least complicated.
How it works
Four steps, start to finish
From application to money in the bank
- 0 minApply
- 2 minEligibility
- 30 minDecision
- Same dayDisbursal
- 01
Check eligibility
Answer a few questions about your income and where you live. 2 minutes, and it is a soft check that does not affect your credit score.
- 02
Upload documents
Identity, address and income proof, photographed on your phone. Nothing needs to be printed or posted.
- 03
Get a decision
Applications are assessed digitally against the same criteria, so most decisions land inside 30 minutes.
- 04
Money disbursed
Accept the offer and the amount goes straight to your bank account, usually the same day.
Four things. No compromises.
The parts of a loan people get burned on, and what we hold ourselves to instead.
- No branch visit
Finished in one sitting
No printed forms, and no waiting for a callback before you can continue.
- Never sold
Your data goes where it must
Never to marketers. To your lender and the credit bureaus, because a loan cannot be issued otherwise.
- Same criteria
Assessed the same as everyone
The answer does not depend on which branch you walked into or who you happen to know.
- UPI · Card · Netbanking
Repay how you already pay
Pay the whole thing off early whenever you like, and we charge nothing for it.
Rates and fees
Every charge, on one page
Nothing is added after you accept an offer. If a number is not in this table, we do not charge it.
Choosing a tenure
A shorter tenure costs less in total interest. A longer one keeps each repayment smaller. You choose from the options on your offer.
Worked example
Where a ₹50,000 loan goes
Deductions come out before the money reaches you, so the amount credited is lower than the amount borrowed. Shown at the 10% fee cap.
- Credited to you
- ₹44,100 · 88.2%
- Processing fee
- ₹5,000 · 10.0%
- GST on the fee
- ₹900 · 1.8%
- Total borrowed
- ₹50,000
Interest accrues separately over the tenure at up to 1% per day and is repaid on top of the ₹50,000 principal. It is not part of this breakdown.
The full rate card, a worked example and what happens if you repay late are on the rates and fees page.
Questions
Before you apply
Anything not covered here, our support team answers on [SUPPORT PHONE], Mon to Sat, 9:30am – 6:30pm.
It depends on your credit history, your income and the tenure you pick. Shorter tenures generally carry lower rates. Your exact rate is shown on the offer before you accept anything, never after.
Anything you like. Most people borrow for household costs, a medical bill, travel or a large purchase, but we do not restrict what the money is spent on. We ask the purpose only so we can size the offer sensibly.
No. These are unsecured loans, so nothing of yours is pledged against them. Approval rests on your income and credit history instead.
Once you accept the offer, the amount goes to the bank account you nominated, usually the same day. Bank processing times vary, so it can occasionally land the next working day.
A late payment fee applies and the missed payment is reported to the credit bureaus, which affects your score. If you think you will miss a payment, contact support before the due date and we will work out what can be done.
Find out what you qualify for.
Two minutes, no documents needed yet, and a soft check that does not affect your credit score. You will see the amount, the tenure and the exact cost before you commit to anything.